Risk Disclosure Statement

This Risk Disclosure Statement is provided to inform users of the Premium NFT marketplace ("Platform") of the material risks associated with purchasing, selling, holding, and trading non-fungible tokens (NFTs) and cryptocurrency on the Ethereum blockchain. By using the Platform, you acknowledge that you have read, understood, and accepted these risks.

This document does not constitute financial, investment, tax, or legal advice. You should consult appropriate professional advisors before making any investment decision.

1. Extreme Price Volatility

The value of NFTs and cryptocurrencies (including ETH, the currency used on this Platform) is subject to extreme and unpredictable fluctuation. The price of an NFT can rise or fall dramatically within minutes, hours, or days. Historical performance is not indicative of future results. There is no guarantee that you will be able to sell any NFT you purchase, and the resale value may be substantially lower than the purchase price, including zero.

2. Total Loss of Investment

You may lose the entire amount you invest in NFTs. Unlike bank deposits, NFTs are not protected by any government guarantee scheme. NFTs have no guaranteed intrinsic value and derive their value solely from the willingness of third parties to purchase them.

3. Irreversibility of Blockchain Transactions

All transactions on the Ethereum blockchain are final and irreversible once confirmed. There is no mechanism to undo a completed transaction. Errors in wallet addresses, transaction amounts, or timing cannot be corrected by MobiusDev Ltd.. You are solely responsible for verifying all transaction details before confirming.

4. Smart Contract Risk

NFTs and marketplace transactions involve smart contracts — self-executing programs on the blockchain. Smart contracts may contain bugs, vulnerabilities, or unexpected behaviours that could result in loss of assets. Despite best efforts, no smart contract can be guaranteed to be free of defects. A vulnerability in a smart contract may be exploited by malicious actors, resulting in permanent loss of NFTs or funds.

5. Custody Risk — Self-Custodial Wallets

The Platform operates with self-custodial wallets, meaning you are solely responsible for the security of your wallet. If you lose your private key or seed phrase, access to your wallet and its contents will be permanently lost. MobiusDev Ltd. has no ability to recover, restore, or compensate for lost wallet access. Common risks include:

• Loss or theft of private key or seed phrase;
• Phishing attacks impersonating the Platform or wallet providers;
• Malware on your device accessing your wallet;
• Signing malicious transactions or approvals.

Never share your private key or seed phrase with anyone, including anyone claiming to represent Premium NFT or MobiusDev Ltd..

6. Liquidity Risk

NFT markets may be illiquid. There is no guarantee that a buyer will be available when you wish to sell an NFT. NFTs purchased on this Platform may be difficult or impossible to resell. The market for any particular NFT collection may disappear entirely, leaving the token effectively worthless.

7. Regulatory Risk

The regulatory framework governing NFTs and cryptocurrency is rapidly evolving globally. Changes in laws or regulations — including potential future classification of NFTs as financial instruments, imposition of transaction taxes, or outright prohibition — could materially affect the value and tradability of NFTs and your ability to use this Platform. MobiusDev Ltd. cannot predict or control regulatory changes.

8. Market Manipulation Risk

NFT markets are susceptible to manipulation, including wash trading (artificial inflation of trading volumes), coordinated pumping and dumping of collections, and deceptive marketing. While we monitor and prohibit such activities on our Platform, we cannot guarantee that all manipulation is detected or prevented, particularly in collections originating elsewhere.

9. Intellectual Property Risk

Purchasing an NFT does not automatically confer any intellectual property rights in the underlying artwork, unless explicitly granted in the NFT's licence terms. There is a risk that NFTs have been minted from artworks without the authorisation of the original rights holder. Such NFTs may be subject to takedown or legal action.

10. Technology Risk

The Platform, the Ethereum blockchain, and supporting infrastructure may experience downtime, bugs, cyberattacks, or other technical failures. Prolonged network disruptions could temporarily or permanently prevent access to NFTs and funds. While we implement security best practices, no system is completely immune to technical failure or attack.

11. Tax Risk

Tax treatment of NFT transactions varies significantly by jurisdiction and is subject to change. Gains, losses, and income from NFT transactions may be subject to capital gains tax, income tax, VAT/GST, or other taxes in your jurisdiction. MobiusDev Ltd. does not provide tax advice. You are solely responsible for understanding and fulfilling your tax obligations.

12. Network and Gas Fee Risk

Blockchain transactions require network fees ("gas fees") paid to validators. Gas fees on Ethereum mainnet vary with network congestion and can be significant during peak demand. Failed transactions may still incur gas fees without completing the intended action.

13. Counterparty Risk (Peer-to-Peer)

This Platform facilitates peer-to-peer transactions. MobiusDev Ltd. is not a counterparty to any NFT sale. We do not vouch for the accuracy of listing information, the quality of underlying assets, or the conduct of other users. You transact with other users at your own risk.

14. No Financial Advice

Nothing on this Platform constitutes financial, investment, tax, legal, or other advice. All information provided is for informational purposes only. The inclusion of any NFT on this Platform is not an endorsement of its investment merit. Past performance of any NFT or collection is not indicative of future results.

15. Acknowledgement

By using the Platform, you confirm that:

• You have read and understood this Risk Disclosure in full;
• You are financially capable of bearing the risks described, including total loss of investment;
• You have sought independent professional advice where appropriate;
• Your use of the Platform is voluntary and at your own risk.

16. Contact

For questions about this Risk Disclosure, contact legal@pnmarketplace.com.